US Dollars (USD). Most places accept major credit cards (Visa, Mastercard, Amex). Some smaller beach vendors are cash-only.

Nearest ATM is at Coastal Bank, 0.3 miles down the main road. There's also one at the grocery store. International cards may have a $3-5 fee.

Restaurants: 15-20% of pre-tax bill. Bars: $1-2 per drink. Housekeeping: $2-5 per night. Tour guides: 15-20% of tour cost.

Apple Pay and Google Pay are widely accepted. Venmo is popular for farmers market vendors—look for QR codes at stands.